Legs, donation, assurance-vie… 5 idées reçues sur la transmission de patrimoine

Grâce aux legs, aux donations et aux assurances-vie, on peut soutenir des projets qui nous tiennent à cœur… et ainsi continuer à exister à travers un geste fort. On vous explique tout.

Transmettre son patrimoine après son décès, c’est très compliqué…

FAUX. Il existe seulement deux possibilités pour transmettre vos biens après votre décès : l’assurance-vie et le legs.

L’assurance-vie permet de faire fructifier une somme d’argent au fil des années et cette somme sera reversée aux bénéficiaires désignés au moment de votre décès (ou plus tôt si vous le souhaitez).  C’est un produit d’épargne auquel on peut souscrire – auprès d’une banque ou d’un organisme d’assurance, par exemple.

Vous souhaitez transmettre des biens – une maison, des bijoux, des objets de valeur ? Le legs est fait pour vous. Il permet de définir la répartition de vos biens après votre décès : vous pouvez soit léguer la totalité de ceux-ci (il s’agit alors d’un «legs universel»), soit une partie de ceux-ci seulement (c’est un «legs à titre universel») ou un bien en particulier (on parle alors de « legs particulier»).

Pour léguer un ou plusieurs biens, il faut absolument réaliser un testament. Là encore, rien de très compliqué  : on peut prendre rendez-vous chez un notaire (avec deux témoins)  qui s’occupe alors de tout. Sinon, il est possible d’écrire soi-même son testament en respectant certaines règles précises – le texte doit être daté, signé et rédigé de votre main, il doit contenir vos coordonnées et celles de vos héritiers, les pages doivent être paraphées et numérotées…

Dans tous les cas, n’hésitez pas à demander conseil à un notaire !

Il est possible de transmettre son patrimoine avant son décès.

VRAI. Il s’agit alors d’une donation. Le principe est assez simple: il suffit d’aller chez le notaire et de signaler quels biens on souhaite donner – un appartement, un véhicule, une somme d’argent… L’acte prend effet immédiatement.

287 Commentaires

  1. Can I just say what a relief to discover someone
    that really understands what they’re discussing on the
    net. You actually understand how to bring an issue to light and make it important.
    A lot more people must look at this and understand this side of your story.
    I was surprised you are not more popular since you certainly possess the gift.

  2. Wonderful items from you, man. I’ve take into account
    your stuff prior to and you’re just too magnificent.
    I actually like what you have received here,
    really like what you’re saying and the way in which you assert it.
    You make it enjoyable and you still care for to stay it sensible.
    I can’t wait to learn much more from you. This is really a wonderful web site.

  3. Have you ever considered publishing an e-book or guest authoring on other blogs?
    I have a blog based on the same topics you discuss
    and would really like to have you share some stories/information. I know my
    readers would value your work. If you’re even remotely
    interested, feel free to send me an email.

  4. Having read this I believed it was extremely informative. I appreciate you finding the time and energy to put this article together. I once again find myself personally spending a lot of time both reading and leaving comments. But so what, it was still worthwhile!

  5. Thank you for any other informative website. The place else
    may just I get that kind of information written in such a perfect method?
    I’ve a venture that I’m just now working on,
    and I’ve been on the look out for such information.

  6. An outstanding share! I have just forwarded this onto a coworker who had been conducting a little homework on this.
    And he actually ordered me lunch simply because I discovered it for him…
    lol. So let me reword this…. Thanks for the meal!! But yeah, thanx for spending time to talk about this matter here on your blog.

  7. Howdy! I know this is kinda off topic however
    I’d figured I’d ask. Would you be interested
    in exchanging links or maybe guest authoring a blog article or vice-versa?
    My website addresses a lot of the same subjects as yours and
    I think we could greatly benefit from each other. If you might be interested feel free to
    send me an email. I look forward to hearing from you! Great blog by the way!

  8. I’m curious to find out what blog platform you are working with?
    I’m experiencing some minor security issues with my latest website
    and I’d like to find something more safeguarded. Do you have any
    recommendations?

  9. Having read this I believed it was really enlightening. I
    appreciate you finding the time and energy to put this information together.
    I once again find myself spending a significant amount of time both reading and leaving comments.
    But so what, it was still worthwhile!

  10. Hey there would you mind stating which blog platform you’re working with?
    I’m planning to start my own blog in the near future but I’m having a hard time choosing between BlogEngine/Wordpress/B2evolution and
    Drupal. The reason I ask is because your design and style seems different
    then most blogs and I’m looking for something unique.
    P.S Apologies for being off-topic but I had to ask!

  11. ankara deha nakliyat firmansı. ankara evden eve nakliyat ev ofis taşımacılığı, şehiriçi şehirler arası nakliyat, eşya depolana hizmetlerini kusursuz olarak uzman kadromuzla 7/24 hizmetimizdeyiz ankara deha nakliyat firması…

  12. Just want to say your article is as surprising. The clearness in your post
    is just nice and i could assume you are an expert on this subject.
    Well with your permission allow me to grab your RSS feed to keep up to date with forthcoming post.
    Thanks a million and please continue the gratifying work.

  13. PHP SEO: Search Engine Optimization
    php seo uzmanı olarak şirketimiz php seo hizmeti vermektedir günümüz ortamında site sahiplerinin php bilgisi nekadar iyi olsada php seo metotları arama motorlarında optimize edilmesi gereken hususlardan bir tanesi web siteniz nekadar iyi olsada arama motorlarına duyarlı olmasına özen gösterin. php seo uzmanlarımızdan destek alabilirsiniz.

LAISSER UN COMMENTAIRE

Please enter your comment!
Please enter your name here